Conditions for obtaining a loan:The minimum loan maturity is 62 days;- The maximum loan repayment period is 365 days;- The maximum annual interest rate, which includes the loan interest, as well as all other commissions and expenses for the year (Annual Percentage Rate APR) is 32%, and the minimum is 1%. Annual interest for using the Credit - min 1%, max 32%.- The minimum rate for using a loan per day is 0.01%;- The maximum rate for using a loan per day is 1%;- Penalty for delay: 0.1% of the amount of delay per day, but not more than 10% of the loan amount- Other commissions or fees: none- In case of a long delay in payment, the information will be transferred to the BCI- Extension of the loan is possible with the timely notification of the lender and payment of interest for the primary term of the loan, there are no additional fees for extending the loanAn example of calculating the interest rate:- The amount of the loan body is 20,000 rubles.- Loan term - 100 days.- Commission for using the loan: 0.08% per day, that is, 16 rubles per day, or 2.4% per month (averaged over 30 days), i.e. 480 rubles per month (average for 65 days).- The total commission for 100 days will be 1600 rubles.- The total amount to be returned, taking into account the loan amount: 21,600 rubles.- FLC - the full cost of the loan (FLC - Full Loan Cost) in percentage is 29.2% per annum.Consequences of delayed loan repayment:In case of violation of the terms of online loan repayment, the amount of the penalty may be 0.1% of the total amount of delay per day, but not more than 10% of the total loan amount.Borrower requirements:- age from 18 to 65 years old;- passport of a citizen of the Russian Federation.
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